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Financial Advisor David Ching will present two free Financial Planning Seminars at Kaneohe Public Library in August 2012:

* Sunday, August 19, 3 p.m. - "Financial Planning for the Future: Maximizing Your Social Security Benefits."  Learn how Social Security benefits work, and when and how to start receiving benefits.  This seminar will help individuals identify the best way to proceed according to their personal situations and present opportunities that will increase benefits throughout retirement. 

* Sunday, August 26, 3 p.m. - "College Savings Plans: Simply the Smart Way to Save for College."  The cost of attending college continues to increase.  Learn how to compare various options and how to save for college.  Find out about 529 College Savings Plans, and how they fit into your overall financial plan.      

Ching is a graduate of Punahou School, the University of Southern California (USC), and received a Masters degree in Business Administration from the University of Hawaii at Manoa.  

Both seminars are one-hour in length and will include question-and-answer sessions.  Contact the Library two weeks in advance if a sign language interpreter or other special accommodation is needed.

Kaneohe Public Library is located at 45-829 Kamehameha Highway.  For more information, please call the Library at 233-5676.